We believe in providing people with completely transparent representation that is
tailored to their unique situation.
Get in touch with us today to discuss your case.
Jupiter Bankruptcy Lawyer
40 Years of Experience Resolving Financial Crises
Businesses and Individuals who are fighting overwhelming debt can find effective debt relief through a bankruptcy. There are different forms of bankruptcy open to individuals, and each type is used for a particular purpose. For instance, Chapter 7 is most effective for eliminating consumer debt while Chapter 13 is more appropriate when you’re attempting to save a home or other assets. Chapter 11 is available to help save business, and Chapter 12 allows farmers and fisherman to reduce debt. Whatever troubles you are facing, there is a solution for you. Throughout Palm Beach and Martin counties, Jupiter Chapter 7, 11 12 & 13 bankruptcy lawyer Julianne Frank Law offers advice and assistance in business and consumer Bankruptcy and can help you find the best solution for your unique circumstances and achieve your goal of taking control over your finances, rather than having your finances control you. You also might need help as a bankruptcy creditor, or you might be sued in bankruptcy court, and need representation.
Take the first step toward financial freedom. Call Jupiter bankruptcy attorney Julianne Frank, Esq. at (561) 220-2528 or reach out online to schedule your confidential consultation today.
Chapter 13 vs. Chapter 7 Bankruptcy
When considering filing for bankruptcy, determining which type of bankruptcy to file for can seem like a daunting and overwhelming task. Julianne Frank will help you determine the best course of action for your current financial situation and long-term financial goals. Before you file for bankruptcy, you should consult with a bankruptcy attorney to make sure you are in a place to make the most of the fresh start that filing for bankruptcy can provide.
Most individuals opt for Chapter 7 bankruptcy because it is faster and less expensive than Chapter 13. Chapter 7 eliminates credit card debt, medical bills, and other personal loans. Within Chapter 7, debts such as taxes and student loans are ineligible to be wiped out. It does not, however, offer a route to catch up on long-term payments such as auto loans or mortgages, and does not protect those types of assets from being foreclosed upon or being repossessed.
Chapter 13 bankruptcy is a better option for those with higher incomes that do not qualify for Chapter 7 bankruptcy. Chapter 13 ends up being a better choice for those who wish to retain certain assets such as their home or cars, or who wish to be given a chance to catch up on their mortgage payments. One of the major drawbacks of Chapter 13 is that the length and the cost of the repayment plan can be challenging for many filers.
Litigating Adversary Proceedings
Understanding Local Bankruptcy Resources in Jupiter, FL
Navigating the complexities of bankruptcy can be particularly challenging for residents and businesses in Jupiter, FL. Influenced by the unique mix of small businesses, retirees, and seasonal residents, the local economic landscape presents specific financial challenges. Whether you're a homeowner struggling to keep up with mortgage payments or a business owner facing declining revenues, understanding the local resources available can make a significant difference.
In Jupiter, the Town of Jupiter and the Palm Beach County government offer various resources to assist individuals and businesses facing financial difficulties. While these entities do not directly provide bankruptcy services, they offer valuable information on financial planning, housing assistance, and small business support that can complement your bankruptcy strategy.
One common pain point for Jupiter residents is the high cost of living, which can lead to mounting credit card debt and medical bills. For many, filing for Chapter 7 bankruptcy offers a way to eliminate these unsecured debts and start fresh. However, it's crucial to understand that not all debts can be discharged, and assets like your home may still be at risk. This is where local knowledge becomes invaluable. Julianne Frank Law, with a deep understanding of the Jupiter area, can guide you through the nuances of Chapter 7 and Chapter 13 bankruptcy, helping you make informed decisions that align with your financial goals.
For businesses in Jupiter, Chapter 11 bankruptcy can provide a lifeline, allowing for reorganization and continued operation. Given the seasonal nature of many local businesses, this type of bankruptcy can help manage cash flow issues and restructure debt to accommodate the ebb and flow of tourist-driven revenue. Julianne Frank Law is well-versed in the specific challenges Jupiter businesses face and can offer tailored advice to help you navigate this complex process.
If you're considering filing for bankruptcy in Jupiter, FL, it's essential to consult with a knowledgeable attorney who understands the local landscape and can provide personalized guidance. Contact Julianne Frank Law today to discuss your options and take the first step towards financial stability.
What Makes Julianne Frank Different
-
Honesty & Transparency
-
Tailored Solutions for Each Client
-
Client-Focused Representation
-
Over Four Decades of Experience
Commonly Asked Questions
What types of bankruptcy are available for businesses?
How can Chapter 13 bankruptcy benefit individuals with higher incomes?
What is an adversary proceeding in bankruptcy court?
When should a creditor file an adversary proceeding?
-
"Julianne Frank is a friend and a brilliant attorney."
Julianne Frank is a friend and a brilliant attorney.- Johan K. -
"EXCELLENT!!!"
EXCELLENT!!!- Karolina K. -
"Julianne is a pleasure in all ways, but more importantly, she is a true master of the law as to her specialty, Bankruptcy Law."
The case I referred to Julianne was complex and required considerable expertise.- Cecil H. -
"I am not proud that I had to file chapter 11 for my business but I am grateful for Julianne Frank."
It was the smoothest process and Julianne has been doing this for 4 decades so she is the only choice when it comes to this matter.- Michael B. -
"She handled it professionally and did an excellent job all around."
. The future is bright and I am again able to look ahead to retirement. The decision to file was the right one for me.- Paul R. -
"Thanks, Julianne for everything you have done for my wife and I."
She knows how to comfort people with her expertise in dealing with difficult situations.- Peter C. -
"Hire the best there is, Julianne Frank."
When you face one of the most challenging and devastating times of your life that is not the time to compromise.- Ginie M. -
"Julianne did a tremendous job for me and made the entire process painless."
Should you ever find the need for her services I would highly recommend her.- William P.
Smart, Effective, Lasting Solutions for Business Owners
Just like homeowners, businesses may need to borrow and can find themselves in financial distress with credit and debt problems. Business owners can also fall prey to injury, illness, or other personal setbacks that disrupt the business. Additionally, businesses face constant threats from competition, normal business cycles, economic downturns, costly government regulations and more, all while struggling to meet payroll, live up to shareholder expectations, and (hopefully) earn a profit.
Julianne Frank, Esq. is experienced in helping Florida businesses through the process of business restructuring and reorganization under Chapter 11 bankruptcy and are one of the few South Florida law firms with experience in Chapter 12 bankruptcy for family farmers, fishermen, and other agriculture and aquaculture businesses. The purpose of Chapter 11 is to reorganize a business while still allowing the debtor to operate their business while developing a debt repayment plan. With a successful Chapter 11 bankruptcy suit, an individual may see their debts lowered and obtain the time to restructure their debt without the looming threat of repossession or debt collections. The addition of Subchapter V to Chapter 11 creates an alternative procedure that makes the bankruptcy process faster and more efficient, allowing a debtor to spread its debt payments over 3 to 5 years. Julianne Frank, Esq. is one of the first lawyers in the country to litigate Subchapter V bankruptcy, so if you seek to file Subchapter V, Attorney Frank is the legal professional who can efficiently and confidently take on your case.
Chapter 12 Bankruptcy
Chapter 12 is a category of bankruptcy that applies to farms and fisheries. Chapter 12 allows proprietors of farms and fisheries to reorganize their finances and debts while still maintaining ownership of their assets, and the repayment programs can last between 3-5 years. Chapter 12 is open to individuals or spouses operating farming or fishing enterprises, as well as to family-owned partnerships or corporations where a large part of their debts are related to the farm or fishing operation. For more specific eligibility requirements, visit the Chapter 12 bankruptcy page. Julianne Frank, Esq. is the top Chapter 12 bankruptcy litigator in South Florida and has the professional experience and skill to seriously manage your case.
